銀行は、経済成長、資本配分、競争力、金融安定化に重要な役割を担います。高度な財務分析や金融自由化で、経済成長に重要な役割を果たしてきた一方、2007年の世界金融危機では脆さを露呈し、金融機関は経営体制の抜本的な見直しを迫られることになりました。本書では世界・国家経済における中央銀行の役割、金融規制・監督の分析を通じ銀行の世界を概括した上で、金融機関の今後のあり方や、公的債務危機解消の可能性なども考察します。
 

• Provides a comprehensive introduction to banking, an industry which plays a vital role in national economics
• Analyses the role of the central bank and the issues of supervision and regulation of the banking industry in light of the recent global financial crisis
• Offers a thoughtful consideration of the future of the banking industry

 
Banks are of central importance for economic growth, the allocation of capital, competitiveness, and financial stability. Propelled by technological advances in financial analysis and financial deregulation, the banking industry's investment played a key role in enhancing national economic growth in the early 21st century. The global financial crisis in 2007 revealed the banking world's feet of clay.

Since 2007, the turmoil in the global financial system has prompted a fundamental reappraisal of the scale, scope, governance, performance, safety and soundness of banks and other financial institutions. In this Very Short Introduction John Goddard and John Wilson explore the world of banking, describing the role of central banks in national and global economies, and analysing the increasing supervision and regulation imposed on the banking industry. Looking to the future, the authors consider proposals for reform of the banking industry, and the prospects of a resolution of the closely-related banking and sovereign debt crises.