OXFORD UNIVERSITY PRESS

Watchdog: How Protecting Consumers Can Save Our Families, Our Economy, and Our Democracy

ISBN : 9780197577561

Price(incl.tax): 
¥3,421
Author: 
Richard Cordray
Pages
304 Pages
Format
Paperback
Size
156 x 235 mm
Pub date
Aug 2021
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The necessary story of how the Consumer Financial Protection Bureau became a powerful force for good in the lives of everyday Americans after the 2008 financial crash. Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall when they challenge the financial companies. People are fed up, but few have the resources or expertise to fight back on their own. Growing problems in the increasingly one-sided finance markets blew up the economy in 2008. In the aftermath, Congress created the Consumer Financial Protection Bureau. In Watchdog, former CFPB Director Richard Cordray shows how the Bureau quickly became a powerful force for good, suing big banks for cheating or deceiving consumers, putting limits on predatory lenders, simplifying mortgage paperwork, and stepping in to help solve problems raised by individual consumers. Along with providing a powerful explanation of how the financial industry became so dominant in American life, Watchdog tells a hopeful story of how our system can be reformed by putting government back on the side of the people, to strengthen our families, safeguard the marketplace, and establish a new baseline of fairness in our democratic society.

Index: 

Foreword by Senator Elizabeth Warren
Introduction
PART I: THE CASE FOR A CONSUMER WATCHDOG
Chapter 1: Consumers and Predators
Chapter 2: The Rise of the Financial Consumer
Chapter 3: An Ominous Mismatch
Chapter 4: The Making of a Watchdog
PART II: LEVELING THE PLAYING FIELD
Chapter 5: Giving People a Voice that Matters
Chapter 6: A Powerful Force for Good
Chapter 7: Playing by the Rules
Chapter 8: Ways and Means
Chapter 9: Know Before You Owe
PART III: PITCHED BATTLES FOR THE AMERICAN DREAM
Chapter 10: A Great Big Country
Chapter 11: Teaming Up for Consumers
Chapter 12: The Tougher Fights
PART IV: TAKING ON THE TRUMP ADMINISTRATION
Chapter 13: Under Fire from All Sides
Chapter 14: The Last Big Fights
Chapter 15: A Treacherous Transition
PART V: GOVERNING IN THE PUBLIC INTEREST
Chapter 16: Concluding Thoughts

About the author: 

Richard Cordray served for six years as the first Director of the Consumer Financial Protection Bureau. Before joining the Consumer Bureau, Rich served as Ohio's Attorney General. He also served as Ohio Treasurer, where he led the State's banking, investment, debt, and financing activities. He previously taught at Ohio State's law school and served as a state legislator and as Ohio's first Solicitor General. Cordray has argued seven cases before the United States Supreme Court, including by special appointment of both the Clinton and Bush Justice Departments.

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